Auto InsuranceEaton Insurance is an independent insurance agency – trained, licensed insurance professionals who offer personal service and advice. We can help match you with the type of policy that best suits your needs and those of your company.

What does all this gibberish mean anyway?

Car insurance can be confusion. We're here to make sure you know what you're paying for, and help you choose policies that give you what you need, and don't make you pay for what you don't.

Ever wonder why you're asked the 'Garage Location' of your car? Do you know the difference between 'Collision' and 'Comprehensive' coverage? Do you know how to choose the right 'Deductible'?

Auto Insurance … Are you sure you don't mean Commercial Vehicle Insurance?

Here are some questions that can help you determine if you might need a commercial auto policy instead of a personal auto policy, courtesy of Eaton Insurance:

  1. Do you need more liability coverage than your personal auto policy provides? Generally, a commercial auto policy provides higher limits of liability, but less or no coverage in areas that are typically not associated with commercial auto risks.
  2. Do you need special coverage for situations associated with con-ducting business? Commercial auto policies also usually offer certain coverages—such as hired and non-owned auto coverage and coverage for towing a trailer for business use—that are not available with personal auto policies.
  3. Do you need to list any employees as drivers? You can do this with a commercial auto insurance policy.
  4. Do you use your vehicle for business purposes? If you use your vehicle for things like pizza or newspaper delivery, catering, door-to-door consulting service, landscaping or snowplowing service, logging business, day care/church retreat van service and/or farm-to-market delivery, you might need a commercial auto policy.

We know your motorcycle is your baby

And we know how to treat her right. When you purchase Comprehensive or Collision motorcycle insurance coverage, at least $3,000 of Accessory coverage for your custom parts and equipment is included in most states.

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